Housing Subsidies in Austria: All 9 States 2026

Updated: 2026-08-01 · Reading time: 8 min · ImmoLens editorial team

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This guide was written by the ImmoLens editorial team and last reviewed on 2026-08-01. The information is for orientation and does not replace legal, tax or financial advice.

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Austria has no counterpart to Germany's KfW: subsidising home ownership is a state matter. Each of the nine Bundesländer runs its own housing subsidy scheme (Wohnbauförderung) with its own loans or grants, income limits and deadlines. Some programmes are very generous (Salzburg pays a non-repayable grant of up to 80,000 €), but almost everywhere the same rule applies: what is subsidised is new construction or the first purchase from a developer, not buying an existing home.

⚠️ Achtung: If you buy an existing house or a used apartment in Austria, the classic housing subsidy will usually not apply. Exceptions are special tracks such as Burgenland's purchase guideline, Tyrol's programme for used apartments or Carinthia's first-purchase guideline. Check whether your property is eligible at all before you buy.

The nine state programmes at a glance

All figures are orientation values as of August 2026, verified against the official state sources. Many programmes are time-limited or quota-bound, and details change frequently.

State	Programme	Key facts	Applies to
Vienna	Home construction subsidy (MA 50)	365 € per sqm of eligible space (max 150 sqm), 1% p.a., 30 years	New construction only
Lower Austria	Home subsidy (points system)	19,500 to 42,000 € loan (1 point = 300 €), family package 10,000 € each, 1% p.a.	New builds and first purchase from developers
Upper Austria	Home campaign 1.5%	Subsidised loan of 75,000 € plus 15,000 € per child, 1.5% fixed for 10 years	New construction only, until end of 2027
Salzburg	Ownership purchase grant	Non-repayable grant of 52,000 to 80,000 € by family situation	Newly built apartments only, annual quota
Tyrol	Home loan or housing voucher	Loan of 54,000 € (0.2 to 3.0%, 37.5 years) or grant of 18,900 €, plus 2,500 € per child	New builds and first purchase
Vorarlberg	Private new-build subsidy 2025/2026	40,000 € (detached) to 100,000 € (terraced/apartment), plus 15,000 € per child and 20,000 € first-time bonus, 0.25 to 1.5%	New builds and first purchase, until end of 2026
Carinthia	Owner-occupied construction (guideline 1)	Up to 900 € per sqm of eligible space, 0.5 to 1.5%, 30 years, plus annuity subsidies	New construction only (first purchase via guideline 2)
Styria	Home subsidy (from March 2026)	30,000 to 80,000 € loan by household size, at most 1.5% p.a., 30 years	New construction only, budget-limited
Burgenland	New-build home subsidy	45,000 to 51,000 € by living space, plus 12,000 € per child under 16, 0.9%, 30 years	New builds; separate purchase guideline for existing homes (max 45,000 €)

Income limits: net income, not taxable income

All states tie the subsidy to income limits, and everywhere it is net household income that counts: annually in some states (Vienna: 70,030 € for one person up to 131,840 € for four) and monthly in others (Tyrol: 3,800 € for one person, Vorarlberg: 4,000 €). This is a different concept from German taxable income. Several states taper the subsidy instead of cutting it off: in Styria it drops by 20 percentage points per 1,310 € above the limit, in Tyrol by 25% per 100 €.

What to watch out for

Deadlines and quotas: Salzburg's purchase grant was exhausted in 2025, Styria caps its budget at 18 million euros, Upper Austria's campaign runs until the end of 2027, Vorarlberg's guideline until the end of 2026. Ask early.
Apply before moving in: In Styria no application is possible once the property is occupied. Several states have similar rules.
Space and price caps: Living space is capped at around 150 sqm almost everywhere. Salzburg ties its grant to price caps of 5,800 to 9,000 € per sqm, Vorarlberg to 7,500 € per sqm.
Main-residence commitment: The subsidy usually binds you to the property as your main residence for decades (Salzburg: 25 years).

ℹ️ For an analysed property in Austria, ImmoLens displays the programmes of the respective state with key facts and a link to the funding office. Whether you meet the income limits is deliberately not checked automatically: the states' net-income limits cannot be derived reliably from tax data. That check belongs with the funding office.

💡 Tipp: Add up subsidy and closing costs: a Salzburg grant of 62,000 € covers almost all of the roughly 42,000 € in closing costs on a 400,000 € apartment, and more. Our guide to closing costs in Austria works through the items.

As of 1 Aug 2026. All information without guarantee; the states' current guidelines are authoritative.

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